If you need a personal loan or if you have a project and you need an investment loan, you just need to start your request by specifying the information required in the online loan request form .

As each borrower has his specific needs, we study each request in a specific way to the needs of the borrower.
So, depending on your need, your project and the loan amount, one of our financial advisers will contact you to understand your needs and your project. He can then advise you and adjust the procedure as best as possible in order to allocate the loan corresponding to your needs.
When you agree to the simulation of the credit and that you agree to the monthly or annual repayment according to your project, our financial adviser will contact one of our private investors to submit your loan file which will be validated or not in 24 hours.

When your file is validated, our financial adviser will nofy you and inform you  about the formalities required by the investor and that you will complete to receive your loan.

When you complete the required legal formalities, the loan will be transferred to your bank account.

Image associée

With Invest Loans, Get a loan of up to 5000,000.00 at a fixed interest rate.

Whether you need money for unexpected expenses, a medical emergency, or to fund a specific project, Invest Loans can offer you a fixed rate personal loan according to your needs and circumstances.

How Invest Loans work

  • You can apply for any amount, from 5 000 to 5000,000.00
  • You can tailor your repayment term to suit your budget (from 12 months to 20 years).
  • Repayments are fixed for your full loan term, so that you can budget ahead easily.
  • Invest loans will always take your current financial circumstances into consideration and never lend you more than you can comfortably afford to repay.
  • We only accept loan applications via our website.
  • The great news is, that once you’ve successfully applied for a loan with us, we’ll make you a VIP Member, so that the next time you need a fast easy loan, most of the application work has already been done for you!

Loan Repayments (Monthly or annual)

When you decide to take out a Invest Loan , our consultants will determine your interest rate and initiation fee according to your personal risk profile. Your loan repayment term can range from 12 to 240 months, and interest rate is between 2.3% and 8.12% per annum (compounded monthly). You can choose an annual refund term.

 

Example of a Small Amount Loan

Let’s look at an illustrative example of a loan at an interest rate of 3.5% per annum: The loan amount is 10 000.00 and a monthly admin fee of 151,94, over 72 months. This means that the total cost of the loan will be 10939.45, which is an maximum Annual Percentage Rate (APR) of 3.76%.

Loans are subject to the National Credit Act, No 34 of 2005.
Loans from Invest Loans are administered and managed by Invest Finance, an authorised Financial Services Provider. *Invest Loans (Pty) Ltd Reg. No. 2001/016313/07, Registered Credit Provider (NCRCP895), is a joint venture between Axa Insurance Ltd and Invest finance SA (Pty) Ltd. Reg. No. 1995/06077/07.

We are in partnership with several international banks that facilitate our transactions in all countries of the world.

English EN French FR German DE
Social media & sharing icons powered by UltimatelySocial